Check Center

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Disclosures:
Check Agencies of California, Inc. dba Check Center is a licensed, socially responsible direct lender doing business only in the state of California.
Contact us :
Call us at 510-651-8881 with any questions you may have about our services.
License and compliance:
Check Center is licensed by the California Department of Business Oversight (DBO) under the California Deferred Deposit Transaction Law and California Finance Lenders law. Check Center complies with all DBO requirements and all other relevant regulations related to payday and other loans. Auto equity loans will be made or arranged pursuant to Department of Business Oversight California Finance Lenders Law license. The DBO toll-free number is 1-866-ASK-CORP (1-866-275-2677).
Code on responsible lending:
Check Center follows the California Financial Service Providers best practices for lending.
Renewal:
Check Center does not 'rollover' payday loans. Under California deferred deposit transaction law, Check Center may only issue a payday loan provided a customer has no other payday loan outstanding with our company.
Late or non-payment:
Late or non-payment of a loan will not impact customer credit ratings. Check Center does not report customer payment history to credit bureaus. Late or non-payment of a loan results in a $15 late fee. Check Center accepts reasonable repayment arrangements.
If a loan is not paid in accordance with its terms, we do not place the loan with a third party nor do we sell any loan to a third-party collection agency or other company that acquires and/or collects delinquent consumer debt.
Fees:
Terms, fees and APR differ based on the loan for which you qualify. For payday loans, use the sample loan calculator here to review terms, APR and fees. The DBO sets payday loan fee requirements. As a licensed payday lender in California, Check Center complies with all DBO requirements related to payday loan fees. Our payday loan fees as mandated by the DBO, including the fees expressed as APR, are available in chart form by clicking here. For auto equity loans, see sample terms, APR and fees here.

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